Layaways are an easy way to purchase merchandise from Phillips Music. There are no extra fees associated with our layaways. Layaways are an agreement to buy the item from Phillips Music in the specified time limit and an agreement for Phillips Music to have the item available when the last payment is made.
We require a minimum of a 20% deposit of the total sale price plus tax to begin the layaway. You may make additional payments at any time, but the items must be paid in full within 90 days of the date you placed the item on layaway. You may pay by cash, check, credit card, debit card, or gift card. Credit cards are accepted by phone.
Your contract will be automatically cancelled and merchandise will be returned to the store’s stock if the balance is not paid in full within 90 days. You may request a printed record of your payments at any time. Deposits made toward the layaway are non-refundable. Layaway deposits can be transferred to another item or the deposit can be used as an in store credit.